沒有營業執照開通花唄收款步驟如下：

1、打開支付寶app，如圖所示。

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2、在右下角點擊“我的”。

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3、點擊商家服務。

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4、點擊花唄收錢。

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5、跳出如下頁面，選擇非本人。

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6、返回上一個界面，上傳“營業執照、授意函和門頭照示意圖”，最后點擊“同意協議并提交”即可，如圖所示。

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開通方法也不止這一種，如果經常用支付寶的二維碼收款，官方也會自動開通花唄收款的功能哦。

擴展資料

開通花唄收錢服務后，買家使用花唄、花唄分期付款，每筆交易將按照成交金額的0.8%-1%收取商家服務費。?

(1)線下商家收錢碼開通了花唄收錢服務，每筆交易將按照成交金額的0.8%向商家收取服務費。

(2)淘寶賣家開通了花唄收錢服務，每筆交易將按照成交金額的1%向商家收取服務費。

(3)天貓賣家開通了花唄收錢服務，每筆交易將按照成交金額的0.8%向商家收取服務費。

參考資料：/b.alipay.com/home/customPage.htm?aid=shouqianma"target="_blank"title="螞蟻金服-收錢碼">螞蟻金服-收錢碼